American Family Plan. Careington discount health programs

TOTAL-CARE
PRICING PER MONTH FOR MEMBER $69.95
PRICING PER MONTH FOR MEMBER & FAMILY $74.95
ONE TIME ENROLLMENT FEE $49.95
12 MONTHS UP FRONT $695.50, 2 MONTHS FREE

Members may take advantage of savings offered by an industry leader in dental care. CAREINGTON International Corporation is one of the most recognized professional dental networks in the nation and boasts a provider network of over 54,000 participating dentists.

“Please note that this is not health insurance and we do not make payments directly to medical services providers. It is a discount program, and members are obligated to pay for all health care services. Member will receive discounts for medical services at certain health care providers who have contracted with the plan. This plan is administered by CAREINGTON International Corporation, 7400 Gaylord Parkway, Frisco, TX 75034. The program and its administrators have no liability for providing or guaranteeing service or the quality of service rendered. Note to Utah residents: this contract is not protected by the Utah Life and Health Guaranty Association.”

This plan is not available in VT, MT, and FL.

Product/Service	Average Cost **	CI-5 Schedule Price	Total Savings
Adult Cleaning	$82	$52	$30
Child Cleaning	$49	$37	$12
Routine Checkup	$39	$27	$12
Four Bitewing X-rays	$51	$31	$20
Composite (White) Filling	$131	$76	$55
Crown (porcelain fused to noble metal)	$843	$584	$259
Complete Upper Denture	$940	$763	$177
Molar Root Canal	$826	$581	$245
Extraction (single tooth)	$119	$70	$49

** Actual savings may vary
* Normal cost is based on the 80th percentile of the National Dental Advisory Service Comprehensive Fee Report for 2007.

CAREINGTON International Corporation
Limitations. This is a discount program. This is not an insurance plan. CAREINGTON International cannot guarantee specialty care in all areas. In cases in which members are referred to a participating specialist, members will generally receive 15% to 20% off their usual and customary fees. Please verify such benefits with each individual provider. Work in progress, after joining the plan, must be completed by the provider who started the work. Any procedures performed by a non-participating provider are not included. CAREINGTON International cannot guarantee the continued participation of any provider. If he or she leaves the plan, you will need to select another provider. Not all types of providers may be available in the member area. Some providers may charge for missed or broken appointments if no prior notice is given. It is the member’s responsibility to verify that the provider is a participating provider. This plan does not include all procedures which might be provided. Any procedure delivered which is not listed on the Schedule of Services may cause additional cost to be incurred by the member. The dollar amount specified adjacent to each procedure may not be the only cost incurred for a given treatment because the treatment may require more than one procedure. Note to Utah Residents: This contract is not protected by the Utah Life and Health Guaranty Association. The program and the program administrators have no liability for providing or guaranteeing service and have no liability for the quality of service rendered.

TEETH WHITENING KITS
Members will receive a 75% savings on professional teeth whitening kits. There is no dental visit required, kits are delivered direct to you by Priority Mail and this bleaching gel is great for those with sensitive teeth!

HYDRABRUSH COUPON

HydraBrush Express is a power toothbrush unlike any you have ever seen. With revolutionary 8 micro brushes that surround your teeth and gums, you will experience a technology that takes the guesswork out of brushing. You don't need a 2-minute timer to tell you when you are done brushing. You can get the job done in 40 seconds or less with confidence that you have done a perfect job, every time with HydraBrush Express. Members will receive a coupon for $30 off the HydraBrush Express.
Retail: $129.95 Your Price: $99.95

Vision Care Services	Member Cost
Exam
Exam with Dilation as Necessary	$5 off comprehensive exam $10 off contact lens exam
Complete Pair Glasses Purchase:
The following Frame, Lenses, and Lens Options discounts and fees apply only if a complete pair is purchased in same transaction Items purchased separately will be discounted 20% off of the retail price
Standard Plastic Lenses
Single Vision	$50
Bifocal	$70
Trifocal	$105
Frames
Any frame available at provider location	35% off retail price
Lens Options
UV Coating	$15
Tint (Solid and Gradient)	$15
Standard Scratch-Resistance	$15
Standard Polycarbonate	$40
Standard Anti-Reflective Coating	$45
Standard Progressive (add-on to bifocal)	$65
Add-Ons and Services	20% off retail price
Contact Lenses (discount applies to materials only)
Conventional	15% off retail price
Disposable	0% off retail price
Laser Vision Correction
LASIK or PRK**	15% off retail price or 5% off promotional price


THIS IS NOT INSURANCE
**Since LASIK or PRK vision correction is an elective procedure, performed by specially trained providers, this discount may not always be available from a provider in your immediate location.
The 20% discount may not be combined with any other discounts or promotional offers, and the discount does not apply to EyeMed Provider's professional services, or contact lenses. Retail prices may vary by location. Please note, all family members are eligible for discounts with all discount plans.
Limitations/ Exclusions Orthoptic or vision training, subnormal vision aids, and any associated supplemental testing Medical and/or surgical treatment of the eye, eyes, or supporting structures Corrective eyewear required by an employer as a condition of employment, and safety eyewear unless specifically covered under plan Services provided as a result of any Worker's Compensation law Discount is not available on those frames where the manufacturer prohibits a discount

LASIK
QualSight Laser Vision Correction Program
CAREINGTON has a preferred pricing plan for LASIK eye surgery through a national network of board certified ophthalmologists provided by QualSight, Inc.

The arrangement with QualSight means CAREINGTON members can have the procedure at a significantly reduced rate, with savings of 40% to 50% off the overall national average cost for LASIK surgery!

The cost of Traditional LASIK is $935 per eye and for Custom LASIK is $1340 per eye which is the total cost with no hidden extra fees:

HEARING

As a member, you now have access to hearing aid discounts of 30% to 50% at over 2,900 Astrum Hearing Solutions providers.

Four Level Pricing- Most Major Brands Carried!
Hearing aids are priced based on four tiered levels from state of the art digital technology to basic technology. Levels 1, 2 and 3 include the Complete Benefit Package.

Battery Program
All sizes of batteries can be ordered via the toll free number and are shipped directly to your home. The batteries come in packs of 80 and no shipping charges apply.

*All loss & damage claims are subject to a 25% replacement fee.
**1 time replacement with a 25% fee

ITEM DESCRIPTION	Retail Rate / TPQ	Savings off Retail Price
Ascensia Breeze Blood Glucose Monitoring System	$86.95	35%
Precision Xtra Test Strips "End-Fill" 50/box	$68.57	35%
Comfort Infusion Set 23" 10/box	$151.70	25%
Transfer Bench, Bathtub - Blow Molded w/Back 1-each	$120.00	30%
Premium Skin Barrier Non-Sterile 4X4	$28.14	35%
Nebulizer, Aeromist® LT Nebulizer/Compressor	$50.00	20%

OPTUM
Members enjoy all services listed below 24 hours per day, 365 days per year.

24 Hour Nurse Access Line
• Unlimited Access to licensed, Registered Nurses with one toll-free phone number 24/7/365
• Unlimited home-care recommendations based on more than 600 physician-approved guidelines
• Information about prescription and over-the-counter medication usage and drug interactions
• Decision support for certain high-cost, high-practice-variation health conditions and diagnoses
• Information on a wide range of health and medical concerns, including nutrition and other wellness topics
• Audio Health Information Library of more than 1,100 recorded topics of which 550 topics are also available in Spanish

PRESCRIPTION DRUGS
Caremark
Provider Network: 57,000 pharmacies nationwide
Discount Range: An average savings of 31% on generic drugs and an average savings of 13% on brand name prescriptions

Network Retail Rates:
(AWP = Average Wholesale Price)
Name Brand: AWP – 13% + $4.00 dispensing fee
Generic: AWP – 13%, or PCS MAC, + $4.0 dispensing fee

Mail Order
Discount Range: Up to 60% off
Rates: Brand Name: AWP – 17% +$1.00 dispensing fee Generic: AWP – 50% +$1.00 dispensing fee

• Mail Order Prescription Drug Discounts allow members to maximize their savings on prescription drugs ordered in 30-to 90-day supplies.
• Prescriptions will be mailed to your home.
• Provides the highest level of discount for long-term medication.
• All orders processed within 48 hours.
Note: Program is not designed for prescriptions needed immediately.

Online Pharmacy
• Visit to order prescriptions and other personal care items online.
• Prescriptions and other items will be delivered directly to your home.

Members have access to a wide variety of complementary health care programs administered by American Specialty Health Networks, Inc. and its affiliate Healthyroads, Inc.

Access more than 14,000 fitness clubs and exercise centers nationwide. Member may receive the lowest membership rate for the type of membership selected (may apply to new health club members only). Additionally, Member may try a facility at no charge for a week prior to joining.
Utilize a nationwide alternative health care network of nearly 20,000 credentialed providers. Receive a 25% discount off normal fees for services. The Americal Specility Health alternative health care network includes Chiropractic, Massage, Acupuncture, and Registered Dietitians.
Receive discounts on services from a national network of nearly 14,000 contracted chiropractors. Members may access providers directly without a physician referral, and may change providers at any time.
Receive discounts on hundreds of health and wellness products including vitamins, minerals, herbal supplements, homeopathic remedies, sports nutrition products, health related books and videotapes, fitness products, and skin care items, with free shipping on most orders.

The Three Rivers Provider Network (TRPN) nationwide network totals more than 475,000 providers, located in all 50 states, including approximately 450,000 physicians and over 22,000 ancillary providers. TRPN is one of the largest independently owned Preferred Provider Organization (PPO) in the United States.

By using the Three Rivers Provider Network proprietary network of over 1,300,000 provider locations nationwide, you can access savings averaging 20% to 25% on medical services. TRPN continues growing through a true commitment of providing excellent services along with the highest quality member and provider relations.

Visit any of the participating TRPN providers or hospitals for access to the TRPN discounted rate.

By using the PHCS proprietary network of over 750,000 locations nationwide, members can access 20%-45% savings on medical services. Members can save money on services such as routine office visits and ancillary services, including lab work and imaging centers by accessing a participating provider. This program does not include access to hospitals or physician assistants.

Total-Care